Enjoy it now, pay over time.
With PayPal Credit, large purchases become much more manageable. If you spend over £99, you can choose to spread the cost.
Representative
23.9% APR (variable)
Purchase Interest Rate
23.9% p.a (variable)
Assumed Credit Limit
£1,200
Example of a £500 purchase
| Term | Representative APR | Payments per month | Total payable |
|---|---|---|---|
| 36 months (over £499) | 14.9% APR | £17.09 | £614.93 |
| 24 months (over £199) | 14.9% APR | £24.00 | £575.98 |
| 12 months (over £99) | 14.9% APR | £44.89 | £538.64 |
| 6 months (over £99) | 14.9% APR | £86.77 | £520.57 |
| 4 months (over £99) | 0% APR | min monthly payment | £500 |
Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.
For more information on PayPal Credit, please visit PayPal’s FAQs page here.
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